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On average, people are involved in a car accident every 17.9 years, which means most people will be involved in about 3 to 4 accidents in a single lifetime. Car accidents are a leading cause of death in Kentucky, but even nonfatal accidents still frequently lead to serious injuries and damages. If you have been involved in an auto accident, contact a Kentucky car accident attorney at Gary C. Johnson P.S.C. to discuss your car accidents, financial recovery options, and a case review. We help accident victims in Lexington, Louisville, and other cities in Kentucky.
Our Kentucky car accident attorneys are experienced and aggressive, and they will fight to see that you receive the financial compensation that you deserve from an auto accident or a car crash.
The value of your car accidents claim depends on many different factors such as the type of insurance coverage you have, who was at fault and the one holding liability for the accident, and the extent of your injuries and damages. Injuries and damages may include medical expenses, future medical expenses related to your injuries from car accidents, lost income, limited earning capacity due to long-term injuries, property damage, and pain and suffering. Our attorneys have secured multi-million-dollar payouts for their clients and they will be able to help place a true value on your claim after you meet to discuss the details of your case and the extent of your injuries and other accident victims. Call our Louisville or Lexington truck accident attorneys today to see how a trucking accident may affect your case.
Kentucky is one of the few states across the country that uses a “no-fault” insurance system for automobile insurance. This means that drivers involved in an accident will file a claim with their own insurance company first in order to recover compensation for their medical bills and other financial losses caused by the incident by the individual who has liability.
Every driver in Kentucky is required to carry personal injury protection (PIP) coverage in order to remain legal on the roadway. However, this does not apply to motorcyclists.
In Kentucky, the no-fault insurance system provides up to $10,000 per individual for medical expenses, lost wages, and other losses arising due to the injury. Kentucky drivers can choose to pay the insurance carrier higher premiums in order to receive more coverage than the $10,000 that is most common.
The no-fault insurance system does place some limitations on the injury victim. Yes, even though a person can file a claim and receive compensation relatively quickly, this also means that they will likely not be able to file a lawsuit against the at-fault driver. However, under the no-fault system, there are various thresholds that can be met that will allow a car accident injury victim to file a lawsuit against the other driver. This includes if:
Kentucky drivers do have the option of declining the no-fault insurance system. This means they opt out and pay for a typical full-tort insurance coverage plan. In these situations, the claim will move forward like any other vehicle accident in other states, where the at-fault driver will pay compensation to the injury victim.
In the event an individual is allowed to file a personal injury lawsuit against the at-fault driver, they must do so as soon as possible. The personal injury statute of limitations in Kentucky is very strict in filing accident claims. Again, the vast majority of vehicle accident claims will be resolved through settlements with insurance carriers, but if the thresholds are met to file a lawsuit against the at-fault driver, the claim must be filed within the statute of limitations time period.. This clock starts on the day the accident occurs. Failing to file a lawsuit within this time frame will likely result in a dismissal of the case.
There is no specific time limit for how long it takes for a car accident claiming Kentucky to resolve. Thanks to the no-fault insurance system, individuals are typically able to receive an insurance settlement relatively quickly. However, that is no guarantee. If a personal injury lawsuit has to be filed, this will likely extend the time frame extensively.
A Kentucky car accident case could be resolved within a few weeks or months, or it could take more than a year, depending on the situation. We encourage you to speak to a car accident attorney about your particular claim so you can gain an understanding of how long it will take for you to recover compensation from your case review.
In the aftermath of car accidents, injury victims and their families have a lot to focus on such as doctor’s appointments, physical therapy and rehabilitation, medical bills, missed work, and auto repairs or replacement. Our car accident attorneys can help you with medical care needs and transportation issues and we can also manage every aspect of your legal claim. We will handle all communication with insurance companies, defense attorneys, and liable parties. We will investigate your claim, review police reports, and speak with witnesses. We do not look for fast and easy settlements and we will only recommend that you accept a settlement when it is fair and in your best interests.
If you have suffered injuries and damages in a Kentucky area car accident, contact our personal injury attorneys in Lexington, Louisville, or any area of Kentucky at Gary C. Johnson P.S.C. We will work with you to see that your immediate needs are being met including medical care and injury accommodations, and as well as give a case review. We will work to secure a financial recovery that fully compensates you for your injuries and damages.